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This privacy statement describes how "nonpublic personal information", which includes customer and financial information, may be collected and shared, as well as the steps we take to protect this information from unauthorized access.
This policy applies both to current and former customers, and is designed to comply with the privacy provisions in Title V of the Gramm-Leach-Bliley Act, as well as applicable federal privacy regulations.
We take great care to safeguard your customer information and to ensure its accuracy.
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We limit
employee access to nonpublic personal information to those who need to
know this information in order to serve customer relationships.
Employees are educated about the importance of privacy in accordance
with our Standards of Conduct Policy.
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We maintain
physical, electronic and procedural safeguards that comply with all
applicable regulatory standards to guard your nonpublic personal
information.
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We strive to
maintain complete, current and accurate information about you and your
accounts. If you request a correction to our records, we will respond
in a timely manner.
We collect customer information so we are able to offer you products and enhance the service we provide to you.
We collect and maintain nonpublic personal information in order to:
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Service your accounts and process your requests efficiently and accurately.
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Identify you and protect your accounts from unauthorized access or identity theft.
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Inform you of financial services and choices that can meet your needs now and in the future.
This information may be collected from a variety of sources, including:
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Information we receive from you on applications or other loan or account forms, such as your name, address, and financial information.
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Information we receive from outside companies, such as a credit reporting agency or real estate appraiser.
We may share information with nonaffiliated third parties who are acting on our behalf.
We may disclose all the information we collect, as described above. Information is shared with nonaffiliated third parties only when those parties are acting on our behalf, or as required or permitted by law.
Online Privacy Policy
This section explains our policy and practices regarding any personal information you supply to us when you visit this site. It is our goal to protect your information on the Internet in the same way we protect your information in other ways we interact with you.
Browsing the Web Site
When using our site, you can obtain information, access online products and services, apply online for products, use planning tools and calculators, communicate with us or link to other Web sites with which we do business.
You remain anonymous while using our Web site unless you submit your personal information. You provide this information by submitting an online inquiry, opening an account with us using an online account application or registering online for one of our services.
Linking to Other Sites
Our policy does not govern Web sites of other parties to which we may provide links. If you choose to link to Web sites not controlled by us, we recommend that you review the privacy and security policies of these companies.
Cookies
We will occasionally use a 'cookie'. A cookie is a small file that a Web site stores on your computer.
We use cookies for a number of administrative purposes; for example, to gather data about the usage of our Web site, to store your preferences for certain kinds of information, or to store a password so that you do not have to input it every time you visit our site.
A cookie itself does not contain personally identifiable information about you. It simply allows the Web server to recognize you during your next visit to our site. Cookies are commonly used on Web sites and do not harm your computer. A cookie set by one Web site cannot be read by another Web site. You can decide if and how your computer will accept a cookie by configuring your preferences or options in your browser.
Web Site Usage Data
We may track certain non-personally identifiable information about the use of our Web site, such as the source address of a page request, your IP address or domain name, the date and time of the page request, and other parameters in the URL. We use this data to better understand use of our Web site and user preferences. This information is stored in log files and is used for aggregated and statistical reporting. This information is not linked to personally identifiable information gathered elsewhere on the site.
Planning Tools and Calculators
We provide a number of tools, planners and other interactive calculators to help you manage your financial life. The information you provide when using these tools is used only to complete these calculations. We do not collect this information nor link it to any personally identifiable information.
Online Forms and Applications
If you submit an application or form online, or request an online transaction, we may keep the information you send in an electronic database. We use security measures to protect against the loss, misuse, and the alteration of data used in our systems.
Email
Unless explicitly stated, email is not secure. We recommend that you do not send any confidential information through email. If you send email to us, we may retain the contents of your email message, your email address, and our response.
Children's Information
We do not knowingly collect or solicit information from children under 13 without parental consent. |
